Reg: TS/MACTCS/2024/0012
+91 98765 43210
info@aadhiracoop.com
EN | తెలుగు
Government Registered Cooperative Society

Aadhira Mutually Aided Cooperative Thrift & Credit Society Ltd.

Empowering Members Through Savings, Deposits And Credit Solutions. Build your financial future with a trusted cooperative society.

5K+
Members
₹50Cr+
Deposits
₹30Cr+
Loans
Save Grow
Total Savings
₹25L+
Loan Approved
₹10L

Government Registered

Registered under the Cooperative Societies Act with full government backing

Trusted Society

Serving thousands of members with transparency and integrity since establishment

Savings Solutions

Multiple savings and deposit schemes designed for every financial goal

Easy Loan Access

Quick and hassle-free loan processing with competitive interest rates

10+
Years of Service
About Us

Building Financial Security For Every Member

Aadhira Mutually Aided Cooperative Thrift and Credit Society Ltd. is a government registered cooperative society dedicated to empowering its members through financial inclusion, savings, and credit solutions.

🎯 Our Mission

To provide affordable financial services and promote savings habits among members.

👁️ Our Vision

To become the most trusted cooperative society for financial empowerment.

Government Registered
Transparent Operations
Competitive Interest Rates
Member-Centric Approach
Read More →
Our Schemes

Savings & Deposit Schemes

Choose from our range of savings and deposit schemes designed to help you achieve your financial goals with attractive returns.

Monthly Savings

Build your savings every month with our structured monthly savings plan with attractive interest returns.

  • Flexible monthly contributions
  • Competitive interest rates
  • Easy withdrawal facility
  • Online account management
Open Account

Daily Deposit

Start small and grow big with our daily deposit scheme. Save a little every day for a brighter tomorrow.

  • Start with small amounts
  • Daily collection facility
  • Higher interest on balance
  • Passbook updated daily
Open Account

Savings Account

A versatile savings account with no minimum balance requirement and easy access to your funds.

  • No minimum balance
  • Free passbook
  • Instant deposit & withdrawal
  • Annual dividend benefit
Open Account

Fixed Deposit

Lock in your money for a fixed period and earn guaranteed high returns with our FD schemes.

  • Guaranteed returns
  • Flexible tenure options
  • Loan against FD
  • Premium interest rates
Open Account

Recurring Deposit

Deposit a fixed amount every month and earn attractive interest rates on your recurring deposits.

  • Fixed monthly installment
  • Higher than savings interest
  • Flexible tenure from 1-5 years
  • Auto-renewal option
Open Account
Deposit Plans

Deposit Schemes

Grow your wealth with our secure deposit schemes offering guaranteed returns and flexible tenure options.

Fixed Deposit

Invest a lump sum for a fixed period and earn guaranteed high returns with our FD schemes.

  • Interest rate up to 9% p.a.
  • Tenure: 1 year to 5 years
  • Loan against FD available
  • Premature withdrawal option
Open FD

Recurring Deposit

Deposit a fixed amount monthly and build a substantial corpus over time with attractive interest.

  • Monthly deposit from ₹500
  • Tenure: 1 year to 5 years
  • Interest compounded quarterly
  • Auto-renewal facility
Open RD

Daily Savings Deposit

Save a little every day and watch your savings grow with our daily collection deposit scheme.

  • Daily collection by agent
  • Passbook updated daily
  • No minimum deposit
  • Flexible contribution amount
Start Saving
Credit Solutions

Loan Schemes

Get quick access to credit with our range of loan products at competitive interest rates and minimal documentation.

Personal Loan

Fulfill your personal needs with our quick personal loans. Minimal documentation and fast approval process.

  • Up to ₹5,00,000
  • Low interest rates
  • Flexible repayment
  • Quick disbursal
Apply Now

Gold Loan

Unlock the value of your gold with our secure gold loan facility. Get instant cash against your gold ornaments.

  • Up to 75% of gold value
  • Safe vault storage
  • Instant approval
  • Competitive rates
Apply Now

Emergency Loan

Need urgent funds? Our emergency loan scheme provides quick financial assistance during critical situations.

  • Same day approval
  • Minimal paperwork
  • Low processing fee
  • Easy EMI options
Apply Now

Business Loan

Grow your business with our tailored business loans. Get the funding you need to expand and succeed.

  • Up to ₹10,00,000
  • Flexible tenure
  • Business growth support
  • Dedicated manager
Apply Now
Our Advantages

Why Choose Aadhira?

We are committed to providing the best cooperative banking experience with transparency, security, and member-first approach.

Secure Savings

Your money is safe with our government registered and fully audited cooperative society.

Easy Loan Process

Simple documentation, quick verification, and fast loan approval for all eligible members.

Trusted Management

Experienced and dedicated management team ensuring smooth operations and member satisfaction.

Fast Approval

Quick turnaround time for loan approvals and account opening to serve you better.

Transparent System

Complete transparency in all transactions with regular statements and audit reports.

Member Benefits

Exclusive benefits including dividends, bonus interest, and welfare programs for members.

0
Active Members
0
Total Deposits (₹)
0
Loans Disbursed
0
Branches
Getting Started

How It Works

Join Aadhira in four simple steps and start your journey towards financial security.

1

Become Member

Register as a member by filling out the application form with basic details.

2

Start Saving

Choose your preferred savings scheme and start building your financial future.

3

Apply For Loan

Apply for loans with easy documentation and quick approval process.

4

Achieve Goals

Reach your financial milestones with our support and competitive rates.

Testimonials

What Our Members Say

Hear from our valued members about their experience with Aadhira Cooperative Society.

"Aadhira Cooperative Society has been my trusted financial partner for over 5 years. Their savings schemes have helped me build a strong financial foundation for my family."

RK

Ramesh Kumar

Member Since 2019

"The gold loan process was incredibly smooth. I got the amount I needed within hours. The staff is very helpful and professional. Highly recommend Aadhira!"

LP

Lakshmi Prasanna

Member Since 2020

"As a small business owner, the business loan from Aadhira helped me expand my shop. The interest rates are very reasonable and the repayment is flexible."

VS

Venkat Sharma

Member Since 2018

FAQ

Frequently Asked Questions

Any individual who is a resident of the operating area, above 18 years of age, and agrees to follow the bylaws of the society can become a member. You need to fill out the membership application form and pay the required entrance fee and share capital.
You will need Aadhaar Card, PAN Card, 2 passport-size photographs, and address proof. For business loans, additional documents like business registration and income proof may be required.
Our savings accounts offer competitive interest rates ranging from 4% to 6% per annum. Fixed deposits offer higher rates from 7% to 9% depending on the tenure. Rates are reviewed annually by the management committee.
Personal loans and emergency loans can be approved within 24-48 hours. Gold loans are approved on the same day. Business loans may take 3-5 working days for verification and approval. All loans require the applicant to be an active member.
Yes, absolutely. Aadhira is a government registered cooperative society operating under the Cooperative Societies Act. All operations are regularly audited and supervised by the government cooperative department. Your deposits are fully secure.
Savings account holders can withdraw funds as per the scheme rules. Fixed deposits have a lock-in period, but you can avail a loan against your FD if needed for emergencies. Recurring deposits allow partial withdrawal after completion of minimum tenure.

Become A Member Today

Join thousands of members who trust Aadhira for their financial growth and security. Start your journey towards a better financial future.